Protect against payment fraud and errors before they happen.

Join the growing network of smart NZ Businesses leveraging their payment data to protect each other from payment fraud.

A real-time service that anonymously shares analyses of payee bank account details for users to ensure they are paying who they think they are! 

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2023 Sponsors of the Anti-Fraud Award

 Because good is important

The 2023 Anti-Fraud Award is a token of appreciation for a person, organisation or initiative that has demonstrably distinguished itself in the fight against fraud and/or corruption, and is therefore an example and a source of inspiration for others.


Protecting $Billions of payments annually

Trusted by

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Real-time protection for your organisation

Financial security with VigilantPay

Financial security

VigilantPay catches erroneous and fraudulent payments before they go to the bank, stopping any financial loss.

Because payments are picked up early, businesses also save on audit costs, system changes and other disruptions.

Protect against reputational fall out

Protected reputation

By stopping payment fraud before it happens, businesses also protect against reputational fall out from customers, staff, investors and other key stakeholders.

Furthermore, fraudsters are more likely to target organisations they know lack secure systems.

Payments protected in 3 simple steps

VigilantPay Drag and drop file process

An elegant solution that fixes a real business problem

VigilantPay sits between the Payroll and ERP systems of an organisation and their banking platform, analysing proposed payments prior to the bank being instructed to make payment. By being embedded in these payment and approval processes VigilantPay assists by automating robust checks and ensuring separation of duty.

VigilantPay performs a range of cross checks within seconds that are not humanly possible to perform in real-time during the crucial approval stage. When erroneous payments are detected it also highlights that other controls have failed.

Anonymously checks other VigilantPay users make
payments to the same payee(s)

Maintains a verified public creditors list

Stores and checks against your historical payments in real-time

Cross-checks Payroll, Creditor and Bank data in real-time

Automates the onboarding and verifying of suppliers’ payee details and
maintains them for your master suppliers payment records


of batch payment files uploaded to instruct banks to make payments are incorrect!


These findings are from our research taken from over 5 years of customer data and thousands of batch paymentruns prepared for the bank from ERP and payroll systems. VigilantPay stopped these erroneous payments from takingplace. While the majority of these payments will have been human errors the cost to the bottom line would have been significant.


What our customers say

"VigilantPay identified several incorrect bank accounts that appeared when we changed over ERP systems."

"We trust VigilantPay monthly to identify bank account changes, payments to employees and other anomalies requiring our attention."

"With 3 sites, 17 retail stores, 220 staff and more than 100 vendors, VigilantPay gives me and our Board confidence that our funds are being spent as intended."

Compatible with your existing payroll and ERP systems

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Oracle NetSuite
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What's next?

Book a 30 minute demo


Book a 30 minute online demo of the software.

Explore features

Explore features

Take a deeper look at some of the VigilantPay features and benefits.